Personal Checking

PLATINUM VALUE

Minimum to Open: $100.00
Maintenance Fee:
     Average daily available balance ≥ $750: NO FEE
     Average daily available balance < $750: $8.50/month

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PLATINUM VALUE PLUS INTEREST

Minimum to Open: $100.00
Interest: Compounded daily on available balance and paid at statement cycle.
Maintenance Fee:
     Average daily available balance ≥ $1,500: NO FEE
     Average daily available balance < $1,500: $12.00/month

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PLATINUM BASIC

Minimum to Open: $25.00
Maintenance Fee: $5.00/month
Activity Charge:
     10 checks or debits: NO CHARGE
     11 to 20 checks or debits: $ .25 per item
     ≥ 21 checks or debits: $ .75 per item

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PLATINUM VALUE RESERVE MONEY MARKET*

Minimum to Open: $2,500.00
Interest: Compounded daily on available balance and paid at statement cycle.
Maintenance Fee:
     Average daily available balance ≥ $2,500: NO FEE
     Average daily available balance < $2,500: $12.00/month
Activity Charge:
     First three withdrawals/transfers per month: NO CHARGE
     Additional withdrawals/transfers per month: $5.00 each

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PLATINUM PRIME

(For ages 50+)
Minimum to Open: NO MINIMUM
Maintenance Fee: NO FEE
Activity Charge: NO CHARGE

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PLATINUM PRIME PLUS INTEREST

(For ages 50+)
Minimum to Open: $100.00
Interest: Compounded daily on available balance and paid at statement cycle.
Maintenance Fee:
     Average daily available balance ≥ $1,500: NO FEE
     Average daily available balance < $1,500: $12.00/month

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PLATINUM PRIME RESERVE MONEY MARKET*

(For ages 50+)
Minimum to Open: $2,500.00
Interest: Compounded daily on available balance and paid at statement cycle.
Maintenance Fee:
     Average daily available balance ≥ $2,500: NO FEE
     Average daily available balance < $2,500: $12.00/month
Activity Charge:
     First three withdrawals/transfers per month: NO CHARGE
     Additional withdrawals/transfers per month: $5.00 each

 

*Disclosure: For all Money Market and Savings accounts there is a Regulatory Limit of 6 transfers and/or withdrawals per month to another account at our bank or to a third party by means of or automatic transfer, Online Banking or telephone agreement order or instruction, or by check, draft, debit card, or similar order to third parties. No regulatory limits apply to in person transfers or withdrawals. However, excess activity fees will apply.

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Online Banking gives you the flexibility and convenience to access your checking and savings accounts in the comfort of your own home or office, day or night. This free service streamlines the process of your personal banking and makes you first in line, every time. Apply now to log on and go.

Get started with your savings.  Platinum Bank offers competitive rates on a variety of personal savings and Certificates of Deposit so you can start small or large and begin maximizing your interest-earning potential immediately.

Are you looking to teach money management to your grandchild or teen? With no minimum balance required to open, our youth account options are a risk-free option to start instilling stewardship principles.

BUSINESS ONLINE BANKING CUSTOMERS

UPGRADED SYSTEM INFORMATION:

You will notice a new Business Online Banking login screen and will no longer be required to formally register your computer. Going forward, our new system will recognize if your device (PC, laptop, tablet, mobile phone) has been previously used to access your Business Online Banking. You will be asked to validate your identity through a one-time security code sent to you via a phone call or text message. If a phone number is not available, you will be asked to answer a series of questions to validate your identity. Your Access ID remains unchanged and Your First Time Password will be the last six digits of your social security number.

Need help? Contact your local office or Internet Banking support at 813-655-1234 x5003 or by email depositoperations@platinumbank.com.

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ONLINE PREMIER BUSINESS BANKING CUSTOMERS

UPGRADED SYSTEM INFORMATION:

You will notice a new Online Premier Business Banking login screen and will no longer be required to formally register your computer or use a one-time password generated from a security token. Going forward, our new system will recognize if your device (PC, laptop, tablet, mobile phone) has been previously used to access your Online Premier Business Banking. You will be asked to validate your identity through a one-time security code sent to you via a phone call or text message. If your phone number is not listed or available, please contact us for assistance. Your Access ID remains unchanged. A new field, Company ID, will be required as part of the login process to Online Premier Business Banking. Your Company ID and Your First Time Password was emailed to you the week of July 28, 2014.

Need help? Contact your local office or Internet Banking support at 813-655-1234 x5003 or by email depositoperations@platinumbank.com.

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PERSONAL ONLINE BANKING CUSTOMERS

UPGRADED SYSTEM INFORMATION:

****PLEASE NOTE****

Your USER ID remains unchanged.

Please be sure to use the LAST SIX DIGITS OF YOUR SOCIAL SECURITY NUMBER as your EXISTING PASSWORD for your FIRST TIME/INITIAL LOG IN.

IF ASKED FOR A ONE-TIME SECURITY CODE - if your telephone number does not appear correctly please contact your local Platinum Bank Office so that we may update your information.,

Need help? Contact your Local Platinum Bank Office.

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