Business Savings

BUSINESS SAVINGS ACCOUNT

This account provides opportunities for your money to earn interest.

  • $100 minimum deposit required to open
  • Interest compounded daily on average daily collected balance and paid quarterly
  • Maintain an average daily collected balance of $300 to offset the $4 monthly service fee
  • 6 withdrawals/transfers are allowed per month; $5 for each withdrawal/transfer over 65

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BUSINESS CERTIFICATE OF DEPOSIT ACCOUNT

Business CDs are available with terms ranging from 1 month to 5 years.

  • $1,000 minimum deposit required to open
  • Interest compounded daily and paid by credit to another account or capitalized to the CD (account holder’s choice)
  • Penalties apply for early withdrawal

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BUSINESS MONEY MARKET ACCOUNT

This account is designed for businesses who want to earn more on their money.

  • $2,500 minimum deposit required to open
  • Interest compounded daily on collected balance and paid monthly
  • Maintain an average daily collected balance of $2,500 to offset the $12 monthly service fee
  • 6 withdrawals/transfers are allowed per month; $5 for each withdrawal/transfer over 65

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DISCLAIMER

5 For all Money Market and Savings accounts there is a regulatory limit of 6 transfers and/or withdrawals per month to another account at our bank or to a third party by means of preauthorized or automatic transfer, online banking or telephone agreement order or instruction, or by check, draft, credit card, or similar order to third parties. No regulatory limits apply to in-person transfers or withdrawals. However, excess activity fees will apply.

Platinum Bank offers three types of checking accounts to meet the needs of all sizes of businesses.

As a business owner, you want convenient forms of payment that give you the buying power you need. At Platinum Bank both personal and corporate Visa cards are available.

Platinum Bank offers a variety of financing options to business owners looking to refinance, apply for a line for credit, or to secure loans to meet short-term and long-term capital needs. Our local ownership and decision making allow us to customize solutions for all of your borrowing needs.

BUSINESS ONLINE BANKING CUSTOMERS

UPGRADED SYSTEM INFORMATION:

You will notice a new Business Online Banking login screen and will no longer be required to formally register your computer. Going forward, our new system will recognize if your device (PC, laptop, tablet, mobile phone) has been previously used to access your Business Online Banking. You will be asked to validate your identity through a one-time security code sent to you via a phone call or text message. If a phone number is not available, you will be asked to answer a series of questions to validate your identity. Your Access ID remains unchanged and Your First Time Password will be the last six digits of your social security number.

Need help? Contact your local office or Internet Banking support at 813-655-1234 x5003 or by email depositoperations@platinumbank.com.

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ONLINE PREMIER BUSINESS BANKING CUSTOMERS

UPGRADED SYSTEM INFORMATION:

You will notice a new Online Premier Business Banking login screen and will no longer be required to formally register your computer or use a one-time password generated from a security token. Going forward, our new system will recognize if your device (PC, laptop, tablet, mobile phone) has been previously used to access your Online Premier Business Banking. You will be asked to validate your identity through a one-time security code sent to you via a phone call or text message. If your phone number is not listed or available, please contact us for assistance. Your Access ID remains unchanged. A new field, Company ID, will be required as part of the login process to Online Premier Business Banking. Your Company ID and Your First Time Password was emailed to you the week of July 28, 2014.

Need help? Contact your local office or Internet Banking support at 813-655-1234 x5003 or by email depositoperations@platinumbank.com.

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PERSONAL ONLINE BANKING CUSTOMERS

UPGRADED SYSTEM INFORMATION:

****PLEASE NOTE****

Your USER ID remains unchanged.

Please be sure to use the LAST SIX DIGITS OF YOUR SOCIAL SECURITY NUMBER as your EXISTING PASSWORD for your FIRST TIME/INITIAL LOG IN.

IF ASKED FOR A ONE-TIME SECURITY CODE - if your telephone number does not appear correctly please contact your local Platinum Bank Office so that we may update your information.,

Need help? Contact your Local Platinum Bank Office.

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