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Personal Services - Savings & Certificates of Deposit


Platinum Prestige | Platinum Youth Prestige | Certificate of Deposit

Platinum Bank offers a variety of personal savings and Certificates of Deposit to meet your financial needs.

Platinum Prestige

  • $100.00 minimum to open
  • Interest compounded daily; paid quarterly. Interest is paid on the daily available balance. (Rates and disclosures available on "Rates" screen.)
  • No low balance charge if $300.00 or greater average daily available balance. $4.00 low balance charge if average daily available balance is less than $300.00.
  • Unlimited withdrawals in person, by mail or ATM; limit of 6 transfers and/or withdrawals per month to another account at our bank or to a 3rd party by means of a preauthorized or automatic transfer, Online Banking or telephone agreement, order or instruction, or by check, draft, debit card, or similar order. Excess activity fee of $2.00 per transfer and/or withdrawal in excess of 3 during any monthly cycle.

Platinum Youth Prestige

  • Available for individuals under 18 years of age and Uniform Gift to Minors accounts
  • No minimum to open
  • Interest compounded daily; paid quarterly. Interest is paid on the daily available balance. (Rates and disclosures available on "Rates" screen.)
  • No monthly maintenance fee
  • Unlimited withdrawals in person, by mail or ATM; limit of 6 transfers and/or withdrawals per month to another account at our bank or to a 3rd party by means of a preauthorized or automatic transfer, Online Banking or telephone agreement, order or instruction, or by check, draft, debit card, or similar order.

Certificate of Deposit

  • $1000.00 minimum to open
  • Interest compounded daily and paid, at the option of the customer, by credit to an account at Platinum Bank, capitalized to the CD, or by check for CD’s of $5,000.00 or more
  • CD rates, terms, and disclosures are available on the “Rates” screen

 

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