Platinum Bank®

Personal Services - Savings & Certificates of Deposit

Platinum Bank® offers a variety of personal savings and Certificates of Deposit to meet your financial needs.

Platinum Prestige

$100.00 minimum to open
Interest compounded daily; paid quarterly on the average daily collected balance in the account. (Rates and disclosures on "Rates" screen.)
No low balance charge if $300.00 or greater average daily collected balance. $4.00 low balance charge if average daily collected balance is less than $300.00.
3 withdrawals or transfers per month at no charge. Limit 6 transfers and/or withdrawals per statement cycle to another account at our Bank, to a third party by means of a preauthorized or automatic transfer, Online Banking or telephone agreement, order or instruction. Excess activity fee of $2.00 per transaction over 3 transaction per statement cycle.

Platinum Youth Prestige

Available for individuals under 18 years of age and Uniform Gift to Minors accounts
No minimum to open
Interest compounded daily; paid quarterly on the average daily collected balance in the account. (Rates and disclosures on "Rates" screen.)
No monthly maintenance fee
3 withdrawals or transfers per month at no charge. Limit 6 transfers and/or withdrawals per statement cycle to another account at our Bank, to a third party by means of a preauthorized or automatic transfer, Online Banking or telephone agreement, order or instruction. Excess activity fee of $2.00 per transaction over 3 transaction per statement cycle.

Certificate of Deposit

$1000.00 minimum to open
Interest compounded daily and paid, at the option of the customer, by credit to an account at Platinum Bank®, capitalized to the CD, or by check for CD’s of $5,000.00 or more
CD rates, terms, and disclosures are available on the “Rates” screen