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Interest Rates
Effective:08/26/10
Current Deposit Account Interest Interest Rates (1) (2) (3)
INTEREST CHECKING
Value Plus, Prime Plus and Performance Plus
|
| Daily Collected Balance |
Interest Rate |
Annual Percentage Yield |
Minimum Opening Deposit |
Compounding Method |
| Over $200,000 |
.30% |
.30% |
$100 |
Daily |
| $100,000 to $199,999.99 |
.30% |
.30% |
$100 |
Daily |
| $25,000 to $99,999.99 |
.30% |
.30% |
$100 |
Daily |
| up to $24,999.99 |
.30% |
.30% |
$100 |
Daily |
MONEY MARKET ACCOUNTS
Value Reserve, Prime Reserve and Performance Reserve
|
| Daily Collected Balance |
Interest Rate |
Annual Percentage Yield |
Minimum Opening Deposit |
Compounding Method |
| Over $200,000 |
.30% |
.30% |
$2,500 |
Daily |
| $100,000 to $199,999.99 |
.30% |
.30% |
$2,500 |
Daily |
| $10,000 to $99,999.99 |
.30% |
.30% |
$2,500 |
Daily |
| up to $9,999.99 |
.30% |
.30% |
$2,500 |
Daily |
SAVINGS ACCOUNTS
Personal Prestige, Youth Prestige and Business Prestige
|
| Daily Collected Balance |
Interest Rate |
Annual Percentage Yield |
Minimum Opening Deposit |
Compounding Method |
| Over $1,000,000 |
.90% |
.90% |
$100 |
Daily |
| $500, 000 to $999,999.99 |
.60% |
.60% |
$100 |
Daily |
| $50,000 to $499,999.99 |
.60% |
.60% |
$100 |
Daily |
| up to $49,999.99 |
.60% |
.60% |
$100 |
Daily |
Certificates of Deposit Interest Interest Rates (4)
FIXED RATE C/D AND IRA RATES:
Platinum Power (For amounts up to $100,000)
|
| Term |
Interest Rate |
Annual Percentage Yield |
Minimum Balance |
Compounding Method |
| 1 Month |
0.26% |
0.26% |
$1,000 |
Daily |
| 3 Month |
0.26% |
0.26% |
$1,000 |
Daily |
| 6 Month |
0.50% |
0.50% |
$1,000 |
Daily |
| 1 Year |
0.90% |
0.90% |
$1,000 |
Daily |
| 2 Year |
1.24% |
1.25% |
$1,000 |
Daily |
| 3 Year |
1.49% |
1.50% |
$1,000 |
Daily |
| 5 Year |
1.98% |
2.00% |
$1,000 |
Daily |
(1) Annual Percentage Yield assumes minimum required
balance is maintained for a period of one year.
(2) Interest Rates are subject to change at any time.
(3) Annual Percentage Yields are accurate as of effective date listed.
Fees could reduce the earnings on the account.
(4) Annual Percentage Yield assumes minimum balance maintained for full C/D term, interest is capitalized and deposit is renewed at the existing rate for additional periods up to one year. A penalty may be imposed for early withdrawal.
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