Platinum Bank™

Commercial Services

Business Accounts

Platinum Bank™ offers an array of products and services to meet your Business financial needs.

Platinum - Business Checking

$100.00 minimum to open
$13.00 monthly maintenance fee
$.15 per check or debit paid; $.12 per item deposited
An earnings credit will be applied to the average daily available balance to offset monthly service charge.

Platinum Performance - Small Business Checking

$50.00 minimum to open
No monthly maintenance fee if $2500 or greater average daily available balance is maintained. $12.00 monthly maintenance fee if average daily available balance is less than $2500.00.
150 checks or debits paid and items deposited at no charge. $.25 an item over 150

Platinum Performance Plus - Business Interest Checking

Available for sole proprietorships, non-profit organizations associations, and other non-corporate entities
$100.00 minimum to open
Interest compounded daily; paid at statement cycle. Interest paid on daily available balance in the account. (Rates and disclosures available on “Rates” screen)
No monthly maintenance fee if $2500.00 or greater average daily available balance is maintained. $12.00 monthly maintenance fee if average daily available balance is less than $2500.00.
25 checks or debits at no charge; $.25 per check and debit over 25
25 items deposited at no charge; $.20 per deposited item over 25

Platinum Performance Reserve - Business Money Market

$2500.00 minimum to open
Interest compounded daily; paid at statement cycle. Interest is paid on the daily available balance. (Rates and disclosures available on "Rates" screen.)
No monthly maintenance fee if $2500.00 or greater average daily available balance is maintained. $12.00 monthly maintenance fee if average daily available balance is less than $2500.00.
Unlimited withdrawals in person, by mail or ATM; limit of 6 transfers and/or withdrawals per month to another account at our bank or to a 3rd party by means of a preauthorized or automatic transfer, Online Banking or telephone agreement, order or instruction, or by check, draft, debit card, or similar order.
25 items deposited at no charge; $.20 per item deposited over 25

Platinum Business Prestige - Savings

$100.00 minimum to open
Interest compounded daily; paid quarterly. Interest is paid on the daily available balance. (Rates and disclosures available on "Rates" screen.)
No low balance charge if $300 or greater average daily available balance. $4.00 low balance charge if average daily available balance is less than $300.00.
Unlimited withdrawals in person, by mail or ATM; limit of 6 transfers and/or withdrawals per month to another account at our bank or to a 3rd party by means of a preauthorized or automatic transfer, Online Banking or telephone agreement, order or instruction, or by check, draft, debit card, or similar order.