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Personal Services - Checking Services


Platinum Basic | Platinum Value | Platinum Value Plus Interest | Platinum Reserve Money Market

Platinum Bank offers an array of personal checking account products to meet your financial needs.

Platinum Basic

  • $25.00 minimum to open
  • No minimum balance required
  • Monthly maintenance of $5.00 (includes 10 checks or debits per month).
  • ATM card
  • Notary Service
  • Consolidated Statement

Platinum Value

  • $100.00 minimum to open
  • No monthly maintenance fee if $750.00 or greater average daily available balance is maintained. $8.50 monthly maintenance fee if average daily available balance is less than $750.00.
  • Unlimited check writing
  • ATM card
  • Notary Service
  • Consolidated statement

Platinum Value Plus Interest

  • $100.00 minimum to open
  • Interest compounded daily; paid at statement cycle.  Interest paid on daily available balance in the account. (Rates and disclosures available on “Rates” screen)
  • No monthly maintenance fee if $1500.00 or greater average daily available balance is maintained. $12.00 monthly maintenance fee if average daily available balance is less than $1500.00.
  • Unlimited check writing

Platinum Value Reserve Money Market

  • $2500.00 minimum to open
  • Interest compounded daily; paid at statement cycle. Interest is paid on the daily available balance. (Rates and disclosures available on "Rates" screen.)
  • No monthly maintenance fee if $2500 or greater average daily available balance is maintained. $12.00 monthly maintenance fee if average daily available balance is less than $2500.00.
  • Unlimited withdrawals in person, by mail or ATM; limit of 6 transfers and/or withdrawals per month to another account at our bank or to a 3rd party by means of a preauthorized or automatic transfer, Online Banking or telephone agreement, order or instruction, or by check, draft, debit card, or similar order. Excess activity fee of $5.00 per transfer/withdrawal in excess of 6 during a monthly statement cycle.
  • ATM Card
  • Notary Service
  • Consolidated Statement

 

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